There is a LOT of personal finance advice out there - solicited or not. Every book, blog, and podcast is ready to bombard you with information while you’re commuting to work or casually browsing the internet, but do you ever actually put these things into practice?

It’s time to make a move or two that could quite literally change the trajectory of your life, and all you need is an internet connection and an hour or two.

Student loans debt can add up incredibly quickly over four plus years of school, and I was no exception. By managing my money and choosing to keep my expenses incredibly low, though, I was able to pay off $55,000 in debt in just under three years - even though my salary was modest, at best.